Planning for Your Future

At GS Group, we provide personal financial advice to give you peace of mind about your future. Looking at your present financial position, we’ll then equip you with what you need to reach your financial goals. We’ll help you make the most of your money and investments, looking at things like protecting loved ones in the event of death or serious illness and planning for your retirement. Our team of dedicated and professional Financial Advisers will monitor your progress, making sure you are making the most of any tax or legislative changes.

How We Help

Investment planning

At GS Group we provide a tailored approach to investment planning. As fully independent planners we will never pigeonhole you into a product, our investment planning process is created around your goals and objectives. We create and maintain investment strategies that will give you confidence in your financial future. Your solution will help your investment grow over the long term and can also provide an income if needed.

Retirement planning

GS Group can provide retirement advice regardless of what age you are. We help clients in their 20s through to clients that are now in their late 90s. Not only can we provide advice on a new pension, but we can also use our expert review service to check if your existing pension is sufficient for the retirement that you want. Using sophisticated cash flow modelling tools, we’ll bring your retirement journey to life to ensure you have enough money in your retirement.

Serious illness protection

Unfortunately, 1 in 2 (source: Cancer Research UK, 2019) of us will have a serious illness in our lifetime and at GS group we can provide cover to ease the financial burden of such an event. Serious illness cover pays a lump sum that can be used in any way that you need to help you and your family through a difficult time.

Life Cover

Our clients cover their lives in case of death. This can be used to provide cover for a loan mortgage or to help maintain the lifestyle of those who are left behind.  We find that our clients are mostly concerned about what life will be like for those left behind and this cover can help ease the financial pressures of death. This can be eased by clearing and debts or a lump sum to help supplement income for the survivor.

Inheritance tax and estate planning

When a loved one passes away, depending on the size of the estate you could have to pay Inheritance Tax. Clients seek us out to use our tax mitigation solutions to lower or remove the need for your beneficiaries to pay inheritance tax.

Wealth management

Our expert financial advisers provide tailored advice to personal, trustees and business clients. We are professional and friendly and will take our time to help you determine what you want from your financial future.

The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get less back than you originally invested.

How does it work?

1st Meeting

This is at our own cost. You can expect one of our expertly qualified advisers to meet you at your own home or in one of our modern offices. Our advisers are friendly and will be able to help. The first meeting is an opportunity for you to tell us how and why you need help. It will also be an opportunity for you to meet your adviser and ask questions about our firm and your adviser.

The adviser will ask about your existing investments and some basic personal information and highlight our charges and ongoing service proposition. The adviser will also ask about your goals and objectives and begin to build a profile of your wants and needs.

Ongoing management

If you decide to employ us as your financial advisers, we will be more than happy to provide an ongoing service that will maintain your investments and help you make decisions about your future. We will review quarterly, half yearly or yearly any investments that you hold with ourselves along with checking that your protection arrangements are still valid. We provide updates on new legislation and make sure that your investments are tax efficient.

In the background we will be working hard within our investment committee to perform due diligence on your investments and meet with your fund managers and providers to review their performance against your objectives. A company of GS Group’s stature has significant influence and as a GS Group client, you will benefit from considerable discounts within your investment.